Tags: Home Warranty, Home Service PlanGuest Articles
June 26, 2021

Reasons to Invest in the Best Home Warranty


You will not likely make a bigger purchase in your life than buying a home. Protecting this major investment is therefore crucial. Regular upkeep and maintenance will help your home stay comfortable, safe, and beautiful. You know that items will wear out and break down, but what happens if you can’t make the necessary repairs or replacements? What if you can’t afford to address these problems, but you can’t ignore them either?


The good news is there is a solution to the dilemma of making home repairs on a tight budget. A home warranty plan protects your Texas home while guarding your budget. 


The Facts About a Home Warranty Plan


Don’t confuse a home warranty with homeowners insurance. Insurance is required and covers you against losses in your home from disasters and catastrophes. A home warranty is a voluntary purchase you can make at any time. It usually lasts for a year, but you can renew it and continue to have coverage. It is an agreement between you and a service technician where you pay a fee in exchange for repairs or replacements when items in your home break down.


A warranty covers appliances and systems in your home. These include refrigerators, dishwashers, ranges, washers, dryers, water heaters, water softeners, and built-in microwaves. It will protect your HVAC system, electrical system, and plumbing system. If you have a swimming pool, your warranty will even cover that. The plan typically costs around $500 a year. In addition to paying an annual or monthly fee, you’ll pay a service fee anytime you call for help.


Why Get a Warranty? Your Home Is Older


It may not make sense to purchase a home warranty if you have a new home with new appliances and systems. But if your place is decades or more old, the chances are higher that the contents of your home don’t have much time left to perform well. If your appliances and systems begin to fall apart, you could face steep repair bills.


If you purchase a brand-new home, the builder will include a one-year warranty when you close. Once it expires, it’s a good time to start thinking about extending the protection. Imagine the peace of mind you could have knowing that you can replace older models with new ones without having to face out-of-pocket costs.


You Can Save a Considerable Amount of Money


For around $50 a month, you can keep your hard-earned money when major repairs are necessary. The costs of a home warranty are significantly less than paying to replace an HVAC system or overhauling the plumbing in your house. You could easily get your money’s worth when you buy this protection.


Even minor repairs on an appliance can cost a couple of hundred dollars. If the issue is complicated or extensive, you can expect to pay up to $1,000 or more, depending on the type of model you have. If multiple appliances experience trouble, it may be overwhelming to try to come up with the money to fix them.


Do the math and see just how much you could save with a home warranty. Instead of cleaning out your savings account or having to put off fixing an appliance, you can take care of the matter right away.


You Are Moving


At first thought, it may not make sense to buy a home warranty for a home you are selling. Why spend the money on something that you are leaving for the next owner? But there are good reasons for doing this. Including a warranty can help you sell your home to the right buyer.


Offering a warranty as part of the sale of your home can entice more buyers. It can be an incentive to more prospects, helping you to sell your home faster. You can also feel justified in listing a higher asking price. It may give you a larger variety of buyers, too, including first-time homebuyers who may not have extra cash to pay for repairs and updates.


Save Time


Unless you’ve got natural talents and skills for fixing appliances and troubleshooting malfunctioning systems, home repairs can be difficult and time-consuming. Things can break down at the worst possible times, making your busy life even more complicated and stressful. When you have a home warranty, you don’t have to worry about tackling problems. An experienced, trained professional will address the matter and get the appliances working correctly.


It’s easy to see why homeowners choose to get a warranty. Protect your budget by safeguarding your investment in homeownership. Buy a home warranty today and start enjoying the many benefits that come from this coverage.


Written by guest contributor:  Tanya Hart |

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​​​​​​​Tanya Hart
24165 IH-10 West, Suite 217-170 San Antonio, TX 78257